Why was this company allowed to become too big to fail? If it was considered too big to fail why didn’t the SEC or Congress ensure that proper safeguards were in place? Where was the government regulation to protect taxpayers from having to pay these beyond comprehension bailouts? Who is to blame for not regulating this company? I would assume it had an annual audit of its financial statements. The subprime problem was affecting these businesses before 2008. How could this have happened without warning? Wouldn’t their CPA’s given a going concern opinion in its auditor’s report? Did the excessive bailout amounts have anything to do with senate and house retirement funds? (Just questioning, no proof)