"Ah, it's a profit insurance deal!
takes the pressure off [the issuing cop]."
It’s a way to document relative responsibility in the “coming lawsuits” that will surely proceed from this. It’s simply a “factual” matter... no matter if he was saving lives.
You can imagine that insurance companies are going to be asked to “pay off hospital bills” in the case...
"Ah, it's a profit insurance deal!
takes the pressure off [the issuing cop]."