Here is an idea. Put your kids in the public schools, sell your rental property and shut the F up. You are an idiot for borrowing a 100% on a loan and I don’t want to pay for your stupidity and lifestyle.
In that area of Queens the rental property is attached to the house. Sometimes it is the second or first floor of the home. As for taking this kids out of Catholic school, the public schools in that area are HORRIBLE. I can’t imagine how he purchased the house without a down payment. Something just doesn’t sound right.
I love your idea but this idiot won’t accept logic that’s staring him in the face.