Appreciate that Meg!
To you its so simple!
To me its like pushing
a car uphill...LOL!
It was not simple for me! I just accepted it was how to do it ...and soon realized typos are not allowed in HTML framing..LOL
I played around a lot..experimenting on cellpadding widths and border widths...and went looking for backgrounds, colors, textures, etc..I have all my backgrounds at Photobucket.
I used to make more complex frames than I do now because I made fewer..For Sunday I framed 18 thank yous..and I usually keep it very simple.
You can google for backgrounds and I will send you some links I have when you are ready.