[Travis T. OJustice]

Well, just because it’s in a fund and you don’t know at that exact moment what particular stock the money is in doesn’t mean that ssomeone working for the fund didn’t do any different than you would do with an E-Trade account or the like. It’s the same process, it’s just a managed fund with the money spread out over several stocks.

Any investment, whether you choose it or it’s chosen on your behalf, that invests in a company will prop up that company value.

I still don’t get your point. How are 401k’s a scam?

[quack]

It invites people to invest in companies they might not invest in.At one time,this didn't happen.Now,everyone and the grandmother gets to invest in stocks,via payroll deduction 401Ks and IRAs.We're told that we HAVE to do this for our future retirement.So,you have more money thrown into the markets.

Think of this way.If everyone quit putting money into their 401Ks and IRAs,what would happen to stock prices?What would happen to companies?You're seeing an example right now on the DJIA of people pulling their money out of stocks.This will mean companies will have less money to invest in their future,unless you get a big turn around.They are propped up by the stock purchases of the masses,instead of being propped up with their profits.

I'm not saying it's a scam on you or I,but an artificial inflation of a companies worth.That's the scam.