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To: Faux_Pas

Responsible buyers are opposed.


4 posted on 10/10/2008 8:12:15 AM PDT by cripplecreek (Paying taxes for bank bailouts is apparently the patriotic thing to do. [/sarc])
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To: cripplecreek
Responsible buyers are opposed.

Yep. But I still wont vote for Rev Wright.

7 posted on 10/10/2008 8:13:34 AM PDT by frogjerk (The MSM suffers from premature election)
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To: cripplecreek

I agree.. and I’m one of them.

But I have to keep O’siah at bay.


19 posted on 10/10/2008 8:21:17 AM PDT by Faux_Pas ("If I know the answer I'll tell you the answer, and if I don't, I'll just respond, cleverly." ~R.)
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To: cripplecreek

Responsible buyers are opposed.

Not necessarily, even though I played by the rules and am pissed off at those who didn’t. But, since the govt got into this problem and then the bailout I would rather them refinance the mortgages of the homeowners than give the money to people who will go on $440,000 spa junkets....

Assumptions:
only Principle and interest

$100,000 30 year loan at 14% = $1185 per month
same loan at 8% = $734 per month

If the loan is simply refinance there is not cost to the govt. Granted there is probably a devaluation of the home so assume 20% loss. so the $80,000 loan at 8% is $588 - the govt does incur a $20,000 cost of the reduction.

many more homeowners get to stay in their home and admittedly the govt is making money on the interest over the term of the loan. At least the govt would be making people whole while using some common sense.


34 posted on 10/10/2008 8:52:02 AM PDT by Cyclone59 (umm, - that decision, ummm, is above my paygrade)
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To: cripplecreek
Exactly. I am SO MAD at McCain for suggesting his "plan" (which will do NOTHING to stop the tidal wave of defaults).

However, I will happily support McCain in this election because the alternative is pure socialism at every turn!

43 posted on 10/10/2008 9:08:57 AM PDT by NetSurfer (BO stinks.)
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