P.S. Do whatever it takes to make sure your clients pay. I have friends with a small business who are starting to see “good” customers unilaterally deferring payment or “forgetting” to pay, “the check is in the mail” for the last two months, etc.
Your ps: I was just thinking about that as I was typing it - if business gets tough I’m probably low end on the food chain for getting paid. In my 12 years of business I had one client not pay (he messed up on his part of the project and his client didn’t pay him). So I’ve been lucky - so far.
Thanks for the advice on the bump that we may see.