Well, Tax-Chick, there are some people on Freep who actually testified in the Senate/House hearings on F&F, worked on Wall Street with folks like John Corzine and are really familiar with the CRA/F&F, etc. and are really well-informed. In fact, one Freeper has been quoted in IBD, Forbes, FoxNews, WSJ on the bailout, Fannie and Freddie, origins on the subprime crisis, etc.
Of course, there are uninformed people as well who offer dumb opinions. They are usually found on Daily Kos and in the Senate and House of Representatives.
Exactly what I was saying!