I like beans in mine but it aint in competition rules.
Damned purists!
Personally I think cheese ruins it
One way we serve chili is take a bag of Fritos, spoon a dump of chili into it, add shredded cheese, sour cream and a spoon.
I heard a strange thing today. TX corn farmers have noticed the spanish (TX) thistle is blooming which portends an early winter. Apparently the plant blooms 6 weeks before the first frost, which would put the first frost at Sept 1 or so? The one I heard this from got this from the centex corn belt.