[SENTINEL]

I’m kind of a rookie, but have moved all of my 401k money into the “PIMCO Total Return A” fund which is made up of mostly AAA and AA bonds, with around a 6% 5 year return. I don’t retire until 2036, what do you think ?

[waverna]

<> Well, 28 years ago the Dow Industrial Average was under 1000. With all that's happened in the world since then it is now at 11,000. And that is off of a high of over 14,000. You'd find similar returns during most any 28 year period in the market. FWIW.

[BurbankKarl]

The stock market will go back up. It always has. If you had stocks that paid good dividends, you would still be getting 5% or more a year even if they go down.

[CSM]

You ever hear the phrase, “buy low, sell high?”

Well, now it is low. You should buy, buy, buy, buy.

I think you also should do some research on “dollar cost averaging.”

You still have plenty of time to just “set it and forget it.”