Yeah, now individuals are going to have to think for themselves, OH, THE HORRORS!
First, I’ll say...”walk a mile in another man’s shoes.”
Secondly, my point is really this:
The law in effect now came at the same time banks started giving away loans to people that couldn’t pay them back...it seems odd that happened at the same time and now people really have no recourse. If someone can’t pay, THEY CAN’T PAY. You can’t “make” the money appear to pay a bill simply by strongarming someone who has a family to feed and take care of.
It was too easy before. It’s a bit too restrictive now...some of the calculations used are ridiculous. I can’t remember what they are, but something like saying you ought to be able to pay for shelter, food, fuel, clothing, necessities for a family of four on $800 a month and all that...just too crazy. I wouldn’t know as I haven’t personally seen what the numbers used are, it was on a thread a year or two ago.