[SeaHawkFan]

The next bailout of the hapless consumer...at least this one will not be funded with taxes but will be funded by the rate you get on your next loan.

If you have good credit, the rate might be lower since banks will be more cautious. and have to compete more for good customers.

[nicola_tesla]

I agree you’ll get the best rate by having the best credit, but even in the 70s people with good credit were paying in the teens for a loan. I shudder to think what people with mediocre credit were paying if they could even get a loan.