You tell him “should have made sure the match was out.”
That doesn’t “unburn” his house, nor does it rebuild it. He already know what he did wrong.
No it doesn't, "unburn" it however his individual distribution of wealth via "insurance" by having personally bought via forethought, will maintain his comfort in coping with his demise.
PSSST, guess what, insurance is bought and paid for only by the one who needed it. ; )
Yes. And someone telling him the obvious statement of “shoulda made sure the fire was out” is a non-factor in that entire equation, and, if anything, just makes the person saying it look like an ass to the other person.
:)
Yes...and insurance CLAIMS are paid for by all policyholders...