You’re right, but, last time I checked, a time machine hasn’t been invented.
One of my favorite sayings is: “Woulda, shoulda, coulda don’t mean sh*t.”
Bankruptcy has existed since the beginning - it’s in the Constitution. Not saying it should be easy to do or that you should be able to do it for any reason you feel like, but the Founders put it there.
Sure it does.
"Woulda, coulda, shoulda" by definition is a lack of "appropriate vision, not achieving via lack of vision and then reminiscing about one's blindness.
One of my favorite sayings is: Woulda, shoulda, coulda dont mean sh*t.
Hey...Not fair!