Some Freepers are quick to assume anyone with a bankruptcy, be it Chapter 13, 11, or 7, is a deadbeat. That’s not true at all.
Yes, SOME are. MOST are not. Things happen. People can do irresponsible things. People can also lose income, or lose jobs, or get sick, or be taken advantage of, a plethora of things.
Exactly. Others assume that anyone who owns a small business can get business credit. Often these people have to use their personal credit, which can then cause the individual problems if the business goes under.
I know “stuff” can happen....but we don’t go out an buy things we WANT but can’t pay for....we don’t have fancy stereos, lap tops, new cars and a new boat, or take fancy vacations....gee, we live within our means.....so I find it hard to sympathize with bankrupt people.....we could file bankruptcy too if we weren’t so dang responsible....