[CSM]

Just from the way she has them listed, I can tell that she has no organization or focus to deal with the issue. I will admit that she is correct in stating that their debts are about average for most Americans. That is why I am working so hard to be weird!

[RSmithOpt]

I kinda have to agree to what you've said.....I too am working very hard at being weird.....after the end of June (truck payment), the only thing I'll owe on (besides the government every year) is my house.

I just fired DirecTV because I now get 24 digital channels OTA versus 130 out of 150 sat TV channels I never watched for $60/month.

BP and Valero and Shell said they had to have that $60/mo.

I also fired Chase for a second time after last Nov. after they sent me a BP /Visa Ccard I canceled back in Nov. I just pay cash now.

BTW, Dave Ramsey is RIGHT!