Looks like you moved to the wrong neighborhood. So did I. But when the real estate market improves a little, I’m going to move—away from places where there are homeowners’ associations. What’s your solution?
BTW, there’s a downside to not having homeowners’ associations, especially in areas where a lot of people from different national, ethnic, and socioeconomic groups live together. People have way different ideas about what constitutes proper home maintenance, and without some kind of governance you find yourself living in your well-maintained house next door to a guy who is running an excavating business and another guy who is breeding pigs. The value of your house then becomes zero. I recognize this as a risk I’m taking when I move away from the homeowners’ association.
my solution is to buy some land, but I’m really not the richest person in the world either. just maybe 3 or 4 acres to get septic and get away from the neighbors.