[Sudetenland]

"or homeowners insurance?

Nope. Again. I don't need it and the law does not force me to get it."

Yeah,
and you'll be at the front of the line with the rest of those arrogant know-it-alls, whining for the government to help you when your house is destroyed by some natural disaster. Just like those idiots in New Orleans who didn't have homeowners insurance and lost their homes.

[babyfreep]

Yeah, and you'll be at the front of the line with the rest of those arrogant know-it-alls, whining for the government to help you when your house is destroyed by some natural disaster. Just like those idiots in New Orleans who didn't have homeowners insurance and lost their homes.

You don't know that. Maybe he can afford it.
If I could afford to not have insurance, I wouldn't. I remember the day when even liablility insurance for your car wasn't "required" (at least in my state of Oklahoma). You either bought it or signed a paper saying you could afford to pay if you got into an accident that was your fault.

My dear departed step-dad used to say "paying for insurance is like paying protection to the mob". I guarantee that he only bought as much insurance as was required by law. Like EndWelfareToday - he didn't need it.