In that case, he’s probably a “hoper.”
Someone who saw the money someone else made and was not of the same personality type as that someone else but hasn’t yet figured that out.
You’ve nailed it. They are a really sweet couple, but a little naive.
I think a lot of young adults are naive. The young adults just had it very easy growing up, and they didn’t have to work for things. They are looking for easy ways to make money, but making money takes lots of hard work. There really isn’t an easy solution.