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To: Hydroshock
I'm happy with my ARM, primarily because I did some simple math before signing on any dotted line. I got a fixed rate of 4.875 for 36 months. My rate can then adjust upward with a 2% annual cap, so beginning with my upcoming January payment, my new rate will be (at the most) 6.875%. Sounds high, right? My principal is currently $66,567. That means my interest payment will increase from $271 to $276. Five bucks a month.
31 posted on 08/20/2007 11:03:11 AM PDT by grellis (Femininists for Fred!)
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To: grellis
6.875%. Sounds high, right?

No but in 10 years you could be paying 24.875%. Now that sounds high.

33 posted on 08/20/2007 11:13:38 AM PDT by Realism (Some believe that the facts-of-life are open to debate.....)
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