So? Like I said I could have sworn on a stack of bibles I would be out of my current house in under 5 years, that was 6 years ago. Life does not always follow your plans and why take a chance this big with your family? Get it.
So, there are millions of people who do move within 5 years, but because you did not, everyone is stupid. Got it.
Everything has SOME risk. Some of us are more tolerant than others.
Buying a home zero-down, with no reserves in cash, at 9% interest on a monthly variable is just dumb.
Using a 5 year ARM because you’re 99% sure you’ll move, is a moderate risk, but not stupid. There are levels of risk.