Amazing the sheer number of people that make bad decisions seem to look to refuse self accountability, individuals and corporations alike.
Our government and several around the globe are seriously scrambling to lessen the impart of poor legislation and regulation. All those involved (lenders and lendees)in the sub-prime fiasco should be responsible, not you and me.
JUst liek int he S&L bailout, the taxpayers will be left holding the bag. The Congress is bought and paid for and has been for years.