[JoeGar]

These people need to learn how to read a contract.

And banks need to learn how to lend money to people who buy houses they cannot afford.

[dashing doofus]

Banks and mortgage lenders were pressured by many socialistic politicians into making these loans in the first place. A quote from a National Review Article:

Politicians have also been a key factor behind pushing lenders to lend to borrowers with lower prospects of being able to repay their loans. The Community Reinvestment Act lets politicians pressure lenders to lend to people they might not lend to otherwise — and the same politicians are quick to cry “exploitation” when the interest charged to high-risk borrowers reflects that risk.