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To: Hydroshock
What is stopping the mortgage companies from offering to convert all the arms to 30 fixed loans at 4% interest.

2 things.

1. They sold all the loans already.
2. Fed Funds rate is 5.25% so if they borrowed at 5.25 to lend at 4 they'd lose their shirts.

8 posted on 08/08/2007 8:21:23 AM PDT by NeoCaveman ("I mean, he's gone from Jane Fonda to Dr. Strangelove in one week." - Romney on B. Hussein Obama)
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To: NeoCaveman

Exactly!!! It is not as many claim to easy the pain but it is about unloading the paper. This train wreck is going to happen, nothing can stop it now.


12 posted on 08/08/2007 8:29:22 AM PDT by Hydroshock ("The Constitution should be taken like mountain whiskey -- undiluted and untaxed." - Sam Ervin)
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To: NeoCaveman
2. Fed Funds rate is 5.25% so if they borrowed at 5.25 to lend at 4 they'd lose their shirts...

Yes, but they'd make it up on volume, right? (/s)

That will also be news to all those investors, some retired, who bought CMOs...their contract is about to be violated.

37 posted on 08/08/2007 10:08:33 AM PDT by gogeo (Democrats want to support the troops without actually being helpful to them.)
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