[jennyjenny]

Okay, but that doesn’t change the fact that if someone has 50% of their gross income going to housing, they automatically are left with only a few hundred dollars per month. That’s why I say it “depends”.

I’m not suggesting people should do it, only stating 50% can make sense for some people.....certainly not a majority, but they are out there and can handle it just fine.

There are also people who can meet a 36% ratio that I wouldn’t loan lunch money to.

[RockinRight]

That is true.