[Hydroshock]

When my wife and I refi’ed our home in 2004 we shopped around with over 12 institutions. Also we had an attoney read over the paperwork before we signed it.

[gogeo]

You applied more care than the typical borrower, but to what degree did your eventual lender illustrate financial scenarios?

My point is...that's the question that should be explored. Accountants can't do that, and lawyers can't do that.

In fact, many lenders can't.