Thazt is the deal, the mortgage brokers are screaming now because they cannot move the paper anymore.
You really don't understand the industry, do you? The turmoil we've seen on the alt-A and subprime side is among lenders, wholesalers who offer money to retail brokers.
A broker never owns the loan...the loan is made in the name of the lender, and closed in the name of the lender, with the lender's money, on the basis of the underwriting approval from the lender.
You appear to know just enough to be dangerous...to anyone taking you seriously.