[starfish923]

I understand everything you said. There are always exceptions. My comment was general, as I think you know, so I stand by what I said.

Homes are usually a person's biggest debt. It is insanity to buy a house without the means to do it. It's a set-up for failure. And, the bigger the investment of money, heart and hope, the bigger the failure when the bank repossesses. Who needs that?

[RockinRight]

Oh, you are correct, completely. Just saying that subprime does not always equal disaster, and, for many years, subprime loans were profitable.