I could not agree more.
Now why would you folks think evil of him?
He's doing the best he can in a bad situation... but not being very smart about it.
He's not pending trial for bank robbery or something stupid like that.
Sounds like he played the game but lost. But he's had a good time doing it.
Should he bail now, he'll have a little seed money, the lender will get their money back, so what's the problem?