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To: rrrod
People today don't look at the cost of a house... they just take out the smallest loan they can afford and pay that as long as they can and when all their refinancing options have run out, they can try to arrange a sale and recoup a little profit. People treat their homes as a personal piggy bank and you can imagine what happens when the equity's all used up.

"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." -Manuel II Paleologus

4 posted on 12/11/2006 1:49:50 AM PST by goldstategop (In Memory Of A Dearly Beloved Friend Who Lives On In My Heart Forever)
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To: goldstategop

Too true..


5 posted on 12/11/2006 1:51:05 AM PST by rrrod
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To: goldstategop

The housing bubble that is discussed here so often is actually a mortgage bubble IMHO. The demand for housing is strong but phoney and unrealistic home prices are starting to have an affect on market conditions. Parts of Fl are in big trouble with falling home prices.


9 posted on 12/11/2006 1:55:25 AM PST by rrrod
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To: goldstategop
People today don't look at the cost of a house... they just take out the smallest loan they can afford and pay that as long as they can....

True, and that mindset seems to extend to other purchases as well. Growing up, I never remember things being advertised on a monthly payment plan the way they are now-- houses are advertised as "live here for $1238 per month," and cars are "own it for $320 per month." When you read the fine print in those ads, it is downright chilling. For so many people today, it seems that their lifestyle is determined not by what they earn, but by how much credit they can get. The other day, I passed one of those rent-to-own places, and saw a big banner that they now rent "wheels and tires." Just when I thought I'd seen everything.

The guy in this article, however, gets little sympathy from me. Nor do I feel sorry for these buyers who are living in near-million dollar homes for $1300 per month or whatever, and then say they had no idea the payments would accrue....

19 posted on 12/11/2006 3:03:13 AM PST by GraceCoolidge
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To: goldstategop
People today don't look at the cost of a house...

That's because everybody is dumber than you.

33 posted on 12/11/2006 4:45:06 AM PST by Moonman62 (The issue of whether cheap labor makes America great should have been settled by the Civil War.)
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