Question for anyone out there that might know this. I have always heard that LLOyds of London will insure anything. Has there ever been a case where a college player had insured himself for his last year.
For instance in our case if Jermarcus Russell stays and doesa not try to go pro but fears a career ending injury his last year.
Regarding a player insuring himself, it happens all the time. The NCAA has its own program, where a football player (also basketball or baseball) who can make the case that he has a likelihood of being drafted in the first couple rounds of the next (or a future) draft can insure themselves against injury with the NCAA fronting the money for premiums. Then, the player pays back the premiums after he signs with the pros.
USC's Matt Leinart took out a large policy a year ago, independent of the NCAA program, with his parents paying the premiums. Lots of guys do it.