Insurance companies commanly issue what is called a "sight draft"...It looks similar to a check but is treated slightly differently....They may have stopped it...
You did nothing wrong.....
Check with the Insurance company as to why they reversed payment.
Could it be because it is my name on the checking account and not his?
The insurance did not stop the check, the bank removed it from my account as it showed up right away lastnight and as of this morning the bank removed this deposit.
I have no idea what your check was for, but we received a check from our insurance company to replace our roof which was damaged by hail. We deposited it and paid the roofer by personal check.
Our check to the roofer bounced because the insurance company had put a stop payment on the claim check. Seems the check had to be endorsed not only by us, but by our mortgage company as well, a little fact the insurance company did not bother to explain to us.
We talked to the bank and they honored our personal check, while waiting for the inusrance company to re-issue our claims check, and for us to get it endorsed by the mortgage company.