Have you reconciled the contradiction of having a gun and being unable to get to it when most needed? This is a universal question.
There are some very good discussions here: http://thehighroad.org/
Re: accessibility. Locked up or on your person while at home; loaded and accessible at night or other times you're at home seems to be the approach most often recommended. "Accessible" depends on the presence of children, their degree of familiarity with safety rules, their maturity, etc.
TC
No contradiction here.
I can only use one or two at a time....The others are safely stored.
Has this been answered to your satisfaction yet? :~)
There are times, in life, when the need to protect the guns from a tragedy involving kids or visitors outweighs the need for immediate access. We don't have kids, but when kids come over to visit, we have to make the guns safe.