It was karma that the Colts missed that last FG. A bit of poetic justice.
I know what you mean, but the NFL won't do that. They will just lose control if all the refs start coming under that much scrutiny.
Rather than being corrupt or on the take or something (which I don't think they are), it is just human nature. Refs always seem to get influenced by the crowd. They just can't help it. Their calls for the home team get huge cheers that rock the stadium, and the calls for the visiting team receive profanity and boos.
The refs like positive reinforcement.
"It was karma that the Colts missed that last FG."
In Baltimore we call that the "Irsay Curse"
The Colts have been cursed ever since they left Baltimore on the Mayflower in the dead of night.
I laugh in their face at every loss!
At least the Ravens have won a Super Bowl!