You sound a little turmoiled. Been hanging out on the wrong threads?
The resources available to the backyard inventor today are awesome in comparison to what went before. Communications, drafting programs, search engines, and component availabilities are all stunning in their scope.
Automobile parts and inventive tinkerers are also widely available, and the need is apparent. Why would the vacuum that Nature abhors not be filled?
Financing? Didja ever hear of the baby boom? All kinds of people are retiring now, and they are in the full vigor of their mental and social life. They will want to make contributions for the future, for their grandchildren, and for the fun of it.
I am confident.
I've been married to R&D for 40 years and know cellar dwellers and Fortune 500 employees all over the US and part of the world. Hubby has way over 100 patents and we have worked with many different types of enterprises. I can be good.