Ruh-roh! I use one as well. Sometimes it takes a bit longer and the ones receiving don't put in their records until the next 2 business days.
dude... RF.. LOL You must be talking about BOA I pay all my bills via them except my mortage which I pay through them debiting my checking account. Now, BOA sucks when it comes to debiting transactions from your account because they are in it to make money. I can go out and use my debit card at four or five place in a single day, well the large chage wont show up for several days, but the smaller charges show up immediately. Iguess they are waiting for me to over charge my account so they can make a buck. This happens ALL the time. I can have a few hundred in the account, charge 2oo, 20, 30, 10, 12, and 45, in the same day and the 200 doesn't show up for a few days.... I guess they are waiting (holding) it until my balance goes below 200 so they can collect on my poor check keeping, but fortunately they never get a dime from me because I watch my balances. BOA Sucks, but online bill pay works ONLY IF YOU KEEP TRACK OF YOUR BALANCE!