I'm not a genius, but I DID save a ton of money by switchng to Geico.
LOL!
Now I'm having a commercial run through my head with "It won't save you from Zot on FR, but it will save you money on your car insurance."
(Meanwhile a bunch of we barbarian type troll pavers are outside driving monster trucks over the trolls Cooper Mini or comparatively sized vehicle.)
*wincing*