hehehehe...
There is a catch.
The house belongs to my mom, regardless of whether or not I pay the mortgage.
When she sells, I do not believe she feels I deserve a penny of the profit since I would be paying the same or more if I were renting anywhere else.
Do you and your mom get along well? If so, maybe she could sell and you could both move together somewhere further north, and give your children a more rural life.: )
Like cowboyway says, that kind of money will buy a lot more elsewhere. : )
Ouch.