It does seem to be a much less harried life!
Just got a call from Wanda, our insurance agent secretary. She said she loved my blog! She said if I could get a repair shop to give me a quote saying the car is worth $2000, it would be about $3-4 more a month to get comprehensive insurance on the bug.
I don't know what that means, exactly...what is comprehensive? Whatever, I don't think the car is worth that much now, but when it is, (and it will be someday) we'll go ahead and get it insured.
"Comprehensive' is insurance of the bug itself for damage or loss. That's the insurance on the value of your car, as opposed to liability insurance for damage done by the car.
Comprehensive would be what you want right now. It covers stuff other than collision (which you don't need until you get it on the road). It would cover theft, fire, vandalism, chicken riots, tsunamis...