...Of all pieces of advice that people have lavished on me--oh, discreetly, courteously, almost without seemingly to do so--I have retained only one, and it's advice that I never follow: "Be prudent!" It would seem that because of present circumstances, as they say, I should be prudent. According to my way of thinking, however, the best way to learn to be prudent is to realize just how imprudent one can be... Prudence is the virtue of happy days, of prosperous periods. When you find yourself well sheltered, why the devil go outdoors to look for trouble? But when trouble is looking for you, it's primarily a question of facing it, since it would be still more dangerous to turn your back on it. In that case, prudence is only the alibi of the cowardly.
"According to my way of thinking, however, the best way to learn to be prudent is to realize just how imprudent one can be..."
According to my way of thinking I really couldn't care less about your way of thinking. I think the best way to learn is to look at the mistakes dumb people make; its a pity I don't know you.