I used to live in central Idaho, where it got very cold, and snowed quite a lot. My house had a sloped metal roof so the snow would slide off. I had a wood stove, which was good to have so that when a big storm knocked the power out, at least I could stay warm. I drove a 4x4 vehicle, so I could get around. I had an in-line heater in the engine so when the temps got in the 20-below or so range, I could plug it in so it would start. The coldest morning I remember was -50°, and I had to go out in that to my job at the local ski hill. I was so bundled up, that I had no square inch of skin exposed to the elements. I was wearing my ski clothing including goggles and a neoprene snowmobile mask.
I don't miss it at all.