James Madison is the only true Division I Champion this year. They actually won a playoff.
We can't have playoffs in Division I-A, though, because the schools in I-A are so much more series about academics and the welfare of their student-athletes compared to Divisions I-AA, II, and III -- not to mention girls' field hockey, soccer, and ultimate frisbee which also all have playoffs.
Ill tell you if you want to see true student-Athlete goto the Service Academies, especially Navy. There the football players aren't given a break academically. They have to take the same 18 hours per semester that all other students in their college Major. It was a struggle for me personally and all I did was play intermurals. I don't know how some of these players do it. I do know Aaron Polanco and hes a great guy and he deserves credit for leading the navy offense this season. Heck he lead navy to 10 wins, something Roger Stauchbach didn't do despite his Heisman trophy.