The reason I asked about being an attorney, is that I would think that anyone giving leagal advice to someone else would want to be very careful. Actually I have gotten in the habit of being very careful of giving advice of any kind. The bars are full of blow-hards that will tell you what to do in any instance.
I'll take your word for it.
I'm not a lawyer either. But I can tell you one important thing: you're headed for a fall.