I don't blame you in the least, you're location and situation, I would do the same.
We most likely wouldn't even think of bothering evac'ing, never gave it a thought during Isabel last year. We're not that close to the water, and only 4 miles from the HS, which is the evac center in these parts --- and our house is on higher ground. Otherwise we would have to go back to Delaware....I'm not going to bother.
There is only one way off this peninsula - Rte 13 and we would be required to head north - no thanks.
I live in Fort Lauderdale, about 4 miles from the ocean. 7 foot above sea level.
55 year old house, sound, CBS, hurricane shutters, but this thing scares me a bit.
If it gets bad here I'm thinking of heading out towards Beckley. That's about the halfway point between here and my folks house just outside of Louisville KY. I don't wanna go THAT far, and Beckley's about a 4-5hr drive away. And I won't have to worry about the tunnels; it's just a I264 to I64 shot.