Just back from taking two kids to the doctor ... James weighs over 17 lbs. at 4 months. Now I just have to get checkups for 5 more in the next 3 months ...
Money: I do all our financial business, dating back to the day, not long after our wedding, when I discovered my husband's pile of past-due bills. For a couple of years, he wasn't on the bank account, and for even longer, he wasn't on the credit card account, because the bank would approve ME, but not US. But that's water under the bridge ... he grew up.
I would like to have him doing the money, frankly, because then he would have to take responsibility for his spending ... so I guess I mean he grew up mostly :-), but it could be a lot worse!
Make ends meet on one income ... the big thing, which also helped us to survive a year of unemployment, is that we save on the BIG things, the house and the car. Our new house cost about half of what the bank would have approved at our income. The little van (Dodge Grand Caravan) is paid for, and Big Van (15-psgr), which cost only $18,000, will be paid off in November.
Because we pay less for the house and cars than most, much smaller, families, we can buy books when we really want them - if the library doesn't have them a year after publication! Or rent videos - but we don't have cable. We can have the DSL, which the Net-knight refused to part with, No Matter What. All the kids can go to camp. We can buy a bottle of wine when we want to.
We don't take expensive vacations ... this summer we'll go to Lake Norman, an hour away, where we've rented a house for a weekend. Total cost, other than food, which we'd buy anyway, $200. The kids will play outside, while I sit in the shade with the baby ... such excitement :-).
In summary, by avoiding many of the big costs of "keeping up" with what advertisers say we need, we're able to feed all this group AND be generous in providing what's important to us.
Sounds like you have everything under controll!!!!