A few things I will absolutely NOT go cheap on...sliced cheese, laundry detergent, and auto insurance. We used to have an Escort wagon. The day we finished paying it off I dropped from full coverage down to PLPD. Two weeks later the car was totalled. Again, lesson learned. The upside of our selling the Taurus, apart from the cash, is that our auto coverage has gone down $600 a year. Every little bit helps.
Of course - it only pours!!!!
We just discovered a market/grocery (learn to listen to the locals!!!) that has the most fabulous meats and cold cuts at the most unbelievably low prices. The cold cuts alone are half the price of the supermarket. Provolone cheese $2.99 a pound - and it wasn't on sale.......
I'm like you when it comes to car insurance. My 10 year old mini van (175,000 miles) has full coverage on it. We discovered the hard way a slight oversight in the insurance when hubby's car broke down.........his full coverage didn't include towing. It does now.