Posted on 09/24/2025 9:35:29 PM PDT by SeekAndFind
How many years has this guy been saying this?
I guess he has to go by his blog name, to keep the clicks coming.
Bingo! There is a major cause and effect disconnect in play; when only 22% of the responses cite "Political or Social issues." That should be a wake-up call.
See the Dems, for instance, who sabotage every effort our government makes to sort out its financial house.
The background music is the creeping socialism that is invading more and more of our larger cities, the lowering of standards and norms via DEI, and the importation of the world's neediest refugees.
The reason our standard of living is dropping is painfully obvious to all, or should be.
I was having problems with my business and using the credit cards and an unsecured loan to get me through.
Unfortunately, I just needed to close it up and work elsewhere.
Same here. In the 90s I was badly in credit card debt for a while. It took several years to pay it off, and there were months in there when I was putting 75% of my take-home pay against the debt.
After that, things got better. Retired now, still owe some on the mortgage. Not rich, but getting by for now. I pay off my one credit card each month, and don't take out loans for cars or anything else. No idea what my credit score is, because I'm not looking to borrow any money.
We paid off all of our debt except our mortgage. All of our assets are in real estate and PM. We keep very little cash in the bank. Our house will be on the market soon and we’re moving to our rural property which has no mortgage. The next several years are likely to be chaotic. Defeating the Deep State is no easy thing.
Yup—I had a bad period in my younger days where I was broke and in debt.
I would not wish it on my worst enemies.
The way out:
1. Slash expenses to the bone.
2. Get a higher paying job.
You know you have finally “made it” when you don’t care what your credit score is because you have no need to borrow money for anything any more.
My big breakthrough was when I went to the home of a black friend. It was a manufactured home that he owned outright. It was NICE! I’d been programmed for a McMansion. I sold mine during the 2008 lunacy and paid off the mortgage. Used the extra to buy a distressed mobile home on six acres in the wood’s way out of town. I’d never been happier. Sold it years later at a big profit. All the while I was buying and refurbishing crappy mobile homes on acreage which I’m now renting out. If it weren’t for that, living on Social Security would be my option. As it is, I have more than enough. I could buy more homes as the market gets good about every eight to ten years. But I’m too old for the work now. But the deals are out there. I know a 23-year-old kid who recently did the same thing I was doing but he started decades sooner, age-wise. It can be done.
I think a lot of this concern about the cost of living is self-imposed. People want to live at a higher level than their income will allow them.
We were just being dumb with our finances. Thankfully no more of that!
I see a lot of them in comments on TikTok and YouTube that do and they are resentful of it.
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