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To: Mariner
It's mortgage bonds AND long-term U.S. Treasury bonds that were issued in 2020-21 at miniscule interest rates.

I think the latter was the problem that doomed Silicon Valley Bank.

10 posted on 06/04/2024 7:31:04 AM PDT by Alberta's Child (“Ain't it funny how the night moves … when you just don't seem to have as much to lose.”)
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To: Alberta's Child

I read recently that we need to roll over a huge percentage of our Treasury Debt this year. The expiring rates are all of the near zero coupons. The new rates are going to be nearing 5%.

That will leave a mark.


17 posted on 06/04/2024 8:06:30 AM PDT by Vermont Lt (Don’t vote for anyone over 70 years old. Get rid of the geriatric politicians.)
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To: Alberta's Child

Exactly! SVB was a great bank but had too many low interest bonds on the books. When the fed ratcheted up rates so quickly, there was suddenly no buyers of those bonds.


18 posted on 06/04/2024 8:06:50 AM PDT by HonorInPa
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