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Will a Money Hungry Government Take Away Your IRA and 401K?...A Bloomberg op-ed proposes the government will kill the 401K, and also that it should.
https://mishtalk.com ^ | February 27, 2024 | Mike 'Mish' Shedlock

Posted on 02/29/2024 5:31:44 AM PST by Red Badger

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To: Red Badger

“Not the money, thank goodness, but the plans themselves.”

These kinds of stories lead to stupid comments about “them” taking all our 401k money.

The proposal is to change the tax treatment of future contributions. Teresa Ghilarducci’s proposals are the same. The money in existing 401ks and IRAs is untouched, tax treatment of future contributions is changed.


21 posted on 02/29/2024 5:46:57 AM PST by JSM_Liberty
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To: Red Badger

“Neither conservatives nor liberals are particular fans of tax-advantaged retirement accounts”? What outrageous drivvel. I love them. Got a huge tax break when I was in a hightax bracket. Now I’m in a low tax bracket and pay little in taxes. And my home state of SC doesn’t tax the first 16,000 of non-government pensions (nor SS). What could be better? This writer at Bloomberg is an idiot.


22 posted on 02/29/2024 5:47:57 AM PST by Ge0ffrey
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To: dfwgator

Yep, it will make the UK’s system look like Star Trek..................


23 posted on 02/29/2024 5:48:32 AM PST by Red Badger (Homeless veterans camp in the streets while illegals are put up in 5 Star hotels....................)
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To: JSM_Liberty

You really think they wouldn’t take all the money if they could?


24 posted on 02/29/2024 5:48:44 AM PST by dfwgator (Endut! Hoch Hech!)
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To: Red Badger

Anything that benefits the average Joe Citizen has to go.
What really needs to go are the democommies and the bush league chamber of commerce worshiping republiCAN’Ts...


25 posted on 02/29/2024 5:49:47 AM PST by joe fonebone (And the people said NO! The End)
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To: Red Badger

We’ve got a greedy, fascist government taking wages away from
American working families and giving their money to foreign freeloaders and the younger, selfie taking, “hikers” who refuse to work for a living, in exchange for their votes. The voting system in this country is totally corrupt and seriously broken. More so than the corrupt, high fiving and fist bumping “border patrol.”


26 posted on 02/29/2024 5:49:55 AM PST by FlingWingFlyer (I know only one way to piss off the far-left RATSOs. Laugh at them.)
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To: Red Badger
"And as the federal government gets increasingly desperate for new sources of revenue, the tax treatment of 401(k)s is a likely target. There are good policy reasons to end it, but the question remains: Will Americans still save for retirement?

All of this cost the government an estimated $185 billion in 2019, or 0.9% of GDP."

The bolded is the problem. I sure would like to know who defines their self as "on the right" who subscribes to that attitude.

What it is really about is people in the US wanting to confiscate those savings. Probably why they are trying to figure out how to disarm the general population.

The real kicker-- they want to give those savings to the "replacements" they've escorted into the United States.

27 posted on 02/29/2024 5:50:03 AM PST by Tench_Coxe (The woke were surprised by the reaction to the Bud Light fiasco. May there be many more surprises)
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To: fwdude
Abolish 401(k)’s AND abolish the income tax. Deal?

No deal they would make with us would benefit us.

28 posted on 02/29/2024 5:51:26 AM PST by JonPreston ( ✌ ☮️ )
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To: Ge0ffrey

He was referring to the ones in Congress, not the citizenry.

Congress, left and right, hate letting you keep your money.

As one Congressman once said, there should only be an index card size 1040 tax form. “How much did you make?”...Send it in!....then he laughed ............


29 posted on 02/29/2024 5:51:49 AM PST by Red Badger (Homeless veterans camp in the streets while illegals are put up in 5 Star hotels....................)
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To: Red Badger

You can bet if they cheat trump out of office again that they’re coming after Maga money...your money. And there won’t be a thing you can do about it. Nobody will stop it just as Nobody is stopping it from happening to trump. Don’t be pollyannish. It’s over.


30 posted on 02/29/2024 5:52:08 AM PST by DouglasKC
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To: Red Badger

bttt


31 posted on 02/29/2024 5:52:31 AM PST by Pajamajan (Pray for our nation. Never be a slave a new Socialist America.)
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To: Red Badger

Here’s how we got here.

Senator Howard Metzenbaum (champion of labor) slipped a poison pill in the Tax Reform Act of 1986 changing the rules for Defined Benefit (DB) pension plans in vesting rights from 10 years to 5 years. This change was to take place in 1989. I worked for a company with 20,000 on-site employees (jet engines) in Evendale, Ohio in 1988. The massive layoffs started soon after. This was so easily predicted. Now we have 20,000 illegal invaders crossing the border in a week to take American’s jobs and private company Defined benefit (DB) pension plans have been gutted. Now American workers are being outright replaced.

You don’t think Howard knew what he was doing? Introduced in the Senate as S.3527 Worker Adjustment and Retraining Notification Act of 1988 by Howard Metzenbaum on June 16, 1988. In 2001, there were about 2,000 mass layoffs and plant closures that were subject to WARN advance notice requirements and that affected about 660,000 employees.

88 percent of public employees are covered by a defined benefit pension plan.

https://en.wikipedia.org/wiki/Defined_benefit_pension_plan

https://www.orlandosentinel.com/1988/03/09/pension-rules-will-change-in-89-employers-required-to-allow-vesting-in-company-plans-after-five-years/

https://en.wikipedia.org/wiki/Tax_Reform_Act_of_1986


32 posted on 02/29/2024 5:52:51 AM PST by OftheOhio (never could dance but always could fight - Romeo company)
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To: fwdude

The big SECRET that the FREE TRAITORS don’t want you to know, is that TARIFFS funded the U.S. Government for most of this country’s existence.

FREE TRAITORS are forcing you to pay income tax so that they can access cheap labor overseas and make a few extra bucks at YOUR expense.


33 posted on 02/29/2024 5:53:23 AM PST by imabadboy99
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To: Red Badger

I will put the follow the money plan into action. Anyone or group that seizes my IRA will be hunted down.


34 posted on 02/29/2024 5:53:33 AM PST by Mouton (A 150MT hit will not solve our problems now.)
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To: Red Badger

“Argentina took all the 401ks from their citizens and then spent the dough.”

With the US Dollar on its way out as the World Currency (thanks to our backfire-sanctions on Russia), I would expect our government to do the same, when that day comes. Basically, they’ll seize all of the funds in everyone’s 401k and give them a relatively small annuity (annual payments to people that had 401k’s). Same for Pension Funds.

With the amount of money they collect from American savers, well into the trillions, it will be used to pay-down our national debt (at least half of it).


35 posted on 02/29/2024 5:53:46 AM PST by BobL (Trump gets my vote, even if I have to write him in; Millions of others will do the same)
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To: Red Badger

Kinda interesting that Braindead always says the line “we will only increase taxes on those making over $400,000” or something to that effect.


36 posted on 02/29/2024 5:56:44 AM PST by HighSierra5 (The only way you know a commie is lying is when they open their pieholes.)
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To: Red Badger
All of this cost the government an estimated $185 billion in 2019, or 0.9% of GDP.

The spending is the problem. Our having over $1 trillion deficit year after year is the problem. Not the single-mom's 401K.

37 posted on 02/29/2024 6:05:15 AM PST by Tell It Right (1st Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: mikelets456

It’s what Marx called the ‘systematic pauperization of the middle class’


38 posted on 02/29/2024 6:10:24 AM PST by SMARTY ("A lie which is half a truth is ever the blackest of lies." Tennyson)
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To: JonPreston

Abolishing the income tax would essentially abolish 401(k)’s and other retirement shelter vehicles because those plans address taxation of income. No income tax, no need to shelter against income tax.


39 posted on 02/29/2024 6:14:06 AM PST by fwdude (.When unarmed Americans are locked up for protesting a stolen election, you know it was stolen.)
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To: TexasFreeper2009

Really, lol. It took only 3 years or so after 401ks were started that they eliminated 10 year averaging for lump sums payouts. They also eliminated taking out funds to buy a home and pay for college. Promises broken, imagine that.


40 posted on 02/29/2024 6:16:45 AM PST by OftheOhio (never could dance but always could fight - Romeo company)
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