Automated video tellers run by AI............
I think this is a way for banks to lower cost and be more competitive with online only banks like Ally.
My 25 year old son has all his money in one of these online only banks. He has a checking and high interest savings account.
I think he is typical of his age group. They do not need a Brick and Mortar building to walk in and deposit their check, or care about how many ATMs they have with no fees. They also have a Venmo account. A Paypal account.
IMHO, unless you are a local small business with a revolving line of credit there is no need for a brick and mortar building. Your average person with $5000 in their checking account does not need a bank they physically visit anymore.